Who we are
Morgan Holdings Bank is a company that was founded in the United Kingdom in 1988, and has since expanded its services to customers all around the world. Our mission is to help our clients succeed, and we achieve this by adhering to sustainable business practices that enable our employees to excel, provide exceptional value to our customers, and offer innovative solutions to the markets and communities we serve.
We believe in treating our clients and their finances with respect, and we accomplish this by offering straightforward ways to spend, save, and manage their money effectively. Whether we are guiding a teenager in setting up their first checking account or assisting someone in purchasing their first home, we are committed to being there for our clients every step of the way. At Morgan Holdings Bank, we believe that respect is the foundation for building a prosperous future for our clients.
Bank with a no-fee checking account
No. Fees. Period. That means you won't be charged a fee on our checking account.
Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network.
Get paid early with direct deposit
Get your paycheck up to two days early when you set up direct deposit for your online checking account. Opens modal dialog
Early Pay is automatically available to checking, savings (excluding IRA savings) and money market customers who receive qualifying ACH direct deposits. At our discretion, and dependent on the timing of our receipt of the direct deposit instructions, we may make funds from these qualifying direct deposits available to you up to 2 days early. See our Deposit Account Agreement for more information.
Earn 1% back
ATM transactions, the purchase of money orders or other cash equivalents, cash over portions of point-of-sale transactions, Peer-to-Peer (P2P) payments (such as Apple Pay Cash), and loan payments or account funding made with your debit card are not eligible for cash back rewards. In addition, purchases made using third-party payment accounts (services such as Venmo® and PayPal®, who also provide P2P payments) may not be eligible for cash back rewards. Apple Pay® is a trademark of Apple Inc. Venmo and PayPal are registered trademarks of PayPal, Inc. Samsung Pay is a registered trademark of Samsung Electronics Co. Ltd. Google, Google Pay, and Android are trademarks of Google LLC.